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Personal Savings

Regular Savings

 

 

Springfield State Bank offers statement savings accounts that earn a competitive rate of interest.  A savings account is a great way to save money for a vacation, a college education, or those unexpected expenses that pop up.  You can also make saving hassle-free by scheduling automatic deposits from your Springfield State Bank checking account to a savings account-at no charge.  Our savings accounts earn interest daily and compound interest on a quarterly basis.

Save money and have over-the-counter access!

  • Minimum amount to open:  $100
  • Interest paid and compounded quarterly.  For current rates call us at 859-336-3939.
  • A service charge of $3.00 will be imposed every calendar quarter if the minimum balance for the calendar quarter falls below $100.00 on any day during the quarter.  This fee will not be charged for anyone under 18 years of age.
  • Account fees:  If withdrawals are in excess of eighteen (18) per calendar quarter, a $2.00 per excess item charge will be assessed.