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Why Bank with Us

What makes Springfield State Bank different from other banks?

Locally Owned and Locally Operated – The Only One!

Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work in the Washington County area.  What does that mean to you?


It means that our financial products and services are tailored to meet the needs of our customers instead of being mandated from some megabank in another state.  It means that decisions are made considering the customer’s individual situation.  Our directors and staff are eager to hear your input and are easily accessible!  And finally, it means that decisions are made right here in Springfield.  If you need a loan, we can customize it to meet your individual needs and have it approved before most banks can even ask permission!

Investing in Your Community

Because Springfield State Bank is locally owned, your money is reinvested locally in the form of loans and other financial services to benefit our community.  Springfield State Bank has three branch locations in Washington County – downtown Springfield, Willisburg, and on Bardstown Road in Springfield – to serve and support our entire community.


It is nice to know that in these times of fast computers and increased technology, there is still a bank where employees know you by name.  Any bank can offer you a checkbook and a monthly statement, but the locally-owned Springfield State Bank is interested in and values you–the customer.  At Springfield State Bank you’ll be greeted with a friendly smile and fast, accurate service from our experienced staff.


Because we set our own fees and policies, you’ll find that Springfield State Bank offers great value in our products and services.  Check out our variety of low-fee checking accounts, for example.  You will find our service charges such as stop payment fees, overdraft fees, and research, etc., to be comparatively low to other banks.

Since 1910

Chartered in 1910 and still going strong, Springfield State Bank is proud to be an independent, community bank.  We strive to remain independent so we may deliver a superior quality of banking services.  If you have any questions about Springfield State Bank, please complete our secure online form!