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Our Interest Rates

Our Deposit RatesMinimum Balance **Interest RatesAnnual Percentage Yield

Advantage Plus Checking *

$2,500

.05%

.05%

Advantage Checking *

$1,000

.05%

.05%

Savings *

$100

.15%

.15%

91 Day CD

$500

.15%

.15%

6 Month CD

$500

.35%

.35%

1 Year CD

$500

.35%

.35%

18 Month CD

$500

.35%

.35%

2 Year CD

$500

.40%

.40%

3 Year CD

$500

.65%

.65%

4 Year CD

$500

.80%

.80%

5 Year CD

$500

1.00%

1.01%

1 Year IRA

$500

.40%

.40%

IRA 18 Month

$500

0.65%

0.65%

IRA 2 Year

$500

1.05%

1.06%

IRA 3 Year

$500

1.15%

1.16%

* Interest Rates on these accounts are variable.  Fees may reduce earnings on Advantage Plus Checking, Advantage Checking, and Savings Accounts.

** Minimum Balance Required to Open Account and Maintain Annual Percentage Yield

Interest will be computed by the daily balance method which is determined by the application of a daily periodic rate to the principal in the account each day.

Interest may be paid to you quarterly, semi-annually,  annually, or at maturity.

For Certificates of Deposit (Other than IRA Certificates) once the account is opened, you may not make any deposits into or withdrawals from the principal in the account until the maturity date.

The interest rate and annual percentage yield on variable rate deposit accounts may change after the account is opened.

The annual percentage yield (APY) quoted assumes that interest remains on deposit until maturity.  Early withdrawal penalties apply to the above listed CDs and IRAs.

Contact Springfield State Bank for current interest rates not shown above.  Interest rates subject to change without notice.  These interest rates became effective 01/05/2021.